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Blue Raccoon Public Adjusters in Denver, Colorado
(720) 840-0009   Denver Area
           or
(844) 840-0009   Toll Free

The 2015 Colorado Hail Season is Upon Us

6/4/2015

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Yesterday, June 3rd, 2015, the southern part of the Denver Metro Area was hit by a widespread hailstorm. Everywhere from Aurora to Centennial down to Louviers over to Parker and continuing southeast on to Ponderosa Park and Elizabeth and everywhere in between experienced hail.

Large hailstorms are not a new thing to Colorado Natives. Hail and the damage that comes with chunks of ice falling thousands of feet is just a part of life from late Spring to early Fall. It's how you handle the damage that makes all the difference. 

The worst thing you could do is nothing. Inaction causes the most problems with property damage over the short and long term. Many people think that because they can't see any noticeable roof damage from the ground and don't see any water damage from the inside, that all is well. This is almost always not the case. Many times the angle and distance from which you are looking at the roof on the ground prohibits you from properly seeing the hail and wind damage. Also, sometimes small leaks take days, weeks, or even months depending on size of the leak and the amount of rain, to manifest themselves inside the home. Any amount of roof damage is serious, and will inevitably get worse with further weather and time. The longer you wait, the more red tape you will have to go through when filing an insurance claim. That being said, it's never too late to file a claim, so feel free to have us inspect your home for free no matter how long it's been since the initial damage occurred.

The second worst thing you could do is to blindly accept it when your insurance company adjuster tells you that there is no damage that warrants any repairs or roof replacement. Especially if any homes in your neighborhood are getting repairs and replaced roofs, it is crucial to get a second opinion from a public adjuster. There are specific state and county regulations on roof damage and what the insurance companies must cover. We are experts in these local and Colorado roof regulations, and always hold the insurance companies accountable.

Remember, it never hurts to ask us to do a free roof inspection. We also inspect the other parts of your home for damage as well to make sure that any damage to siding, gutters, windows, paint, and any other part of the house is completely repaired and restored. As always, we work for you, not the insurance company.

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