Would you ever consider going to court without securing legal representation first? Probably not. But that's what many homeowners do when they file a claim with their insurance company for property damage or loss. They trust the insurance company and the insurance company adjuster will accurately identify and fairly pay for their loss. All too often this just doesn't happen. Insurance companies tend to error in their own favor, leaving the homeowner with the short end of the stick. The volume of claims that are wrongfully denied or undervalued is staggering.
Let's be honest. The majority of policyholders simply lack the knowledge and skillset to ideally deal with a catastrophic loss. Many do not understand what their policy coverage insures or how their insurance company will address their loss. They're unfamiliar with the required documents and forms required to properly prepare and file a claim. And perhaps most importantly, most homeowners simply don't know how to obtain the appraisal valuation for the damage.
A Public Adjuster is a licensed insurance claims adjuster who acts as an advocate for the policyholder. They provide a service to the homeowner, reviewing their policy coverage, accurately identifying and assessing their loss, appraising the property damage, preparing an estimate of repair, and then advocating a fair and adequate settlement with the insurance company. Public Adjusters are one of the best kept secrets in the insurance industry, and one that the insurance companies prefer to keep under wraps.
If you have questions regarding a property loss or simply wish to learn additional details how Blue Raccoon Consulting Group Public Adjusters might assist you with your claim, contact us. Our dedicated staff is happy to provide you the information you seek. There's never any obligation and all communication remains confidential.
Remember to check back soon as we expand on this topic. Take care neighbors!