Results from theft and vandalism can be a dramatic event from property loss and vandalism. Generally, victims are not educated on the process and consequently don’t receive the compensation they should get. Expert adjusters at Blue Raccoon offer their service and knowledge to make sure proper measures are made for their client’s recovery.
It is very important to follow proper steps and procedures. If you experience property loss and vandalism a police report needs to be filed with all stolen items and damage listed. This report is later used by the insurance company for the appraisal process so it’s important that everything is reported, otherwise additional paperwork has to be done. Note that documentation of items are needed to prove ownership of your belongings such as receipts or pictures. Expert adjusters are helpful in order to see damage that isn’t visible to the untrained eye. They are there to ensure proper action is made to receive appropriate coverage and have the knowledge and expertise to do so.
When recovering financially it is critical to remember insurance companies aren’t there to make sure legitimate coverage is given for loss and damage. They are not looking out for anyone and don’t want to fork out money. Most of the time, full value of each item will not be given. They will find the cheapest replacement on the market. Understand where their evaluation is coming from so you are getting full value of your possessions in the end. Insurance companies are also tricky to deal with because they will use legal jargon and terms people aren’t typically familiar with. They will take advantage of people who aren’t informed on the procedures that will be taken. Let Blue Raccoon guide you through the dreaded steps of recovering from theft and vandalism by helping you understand your insurance policy and settling the best value on your loss.
Blue Raccoon’s expert adjusters have your best interest and will offer the following services:
- Interpreting insurance policy and advising on the best course of action
- Independant property loss appraisals to substantiate the property loss claim
- Thorough documentation of the property loss claim
- Timely and accurate filing of the property loss claim with the insurance company
- Continuing negotiations with the insurance company for the best possible settlement
- Making sure that you understand everything that is happening in the claim process
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